Begin By Meeting You The Steve Jobs Of The Motor Vehicle Litigation Industry
Motor Vehicle Legal Terms
Motor vehicle laws vary greatly from state to state. In general, the laws assume that the vehicle was used by the owner's permission.
Laws enhancing penalties, making revocation automatic or targeting social hosts can have mixed effects on mortality rates. All of these measures, such as obligatory education, alcohol treatment, and interlock devices have a tiny effect.
Legal Definitions
State laws govern the legal definitions of motor vehicles. The federal definitions of national standards for fuel economy and licensing standards for drivers of commercial vehicles are mostly administrative and are not applicable when states establish their own registration classifications. The classifications of a vehicle's registration determine whether a driver must be granted a specific license to operate certain kinds of vehicles.
These state laws define the terms "automobile," "light truck" and many others. For instance light truck, it's any vehicle with a capacity that is less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. This is any vehicle or combination that is specifically designed to transport passengers or property within its own structure. This includes manufactured homes and trailers.
A wheel chair is a vehicle with wheels, used primarily by persons who because of physical impairment cannot move about as pedestrians. A moped is a vehicle with only three wheels on the ground and that travels at maximum speed of 35 miles per hour.
A pedicab, also known as pedal-driven vehicle, is one that is driven by the driver who sits on the top of it. The owner of a vehicle is the person who is the legal owner.
Traffic Laws
Typically, each state has its own set of motor vehicle laws which deal with everything from the registration process to the insurance requirements. These laws also cover the types of vehicles that are covered by the law. Some of these laws are identical across states, but others differ greatly. There are laws that limit how many people can be transported by pedicab. There are laws that prohibit reckless driving in certain types of roads, for instance, a parking lots.
If you are in violation of these laws, you can be punished and fined. The penalties could vary from getting your driver's license revoked or being required to attend the traffic school.
One of the most important laws in a particular state regarding vehicles is the one that governs the speed limits established on the roads. In New York, for example it is stated that the speed limit for commercial vehicle is the same as for an automobile.
It also defines a "motor vehicle" as any carriage or other device that is powered mechanically and used on roads to move people or property or for other commercial purposes. It does not include trailers and semitrailers such as coaches or house trailers and vehicles that operate only on tracks or rails, snowmobiles and all-terrain vehicles and motorized mobility aids that are operated by a person who has a disability and self-propelled hay harvesting or corn harvesting machines and tractors.
Insurance
A motor vehicle insurance policy is a contract that protects the insurer against financial losses due to liability for bodily injury or death or property damage caused by a third party arising from running, maintaining, ownership, or use of an insured vehicle. It may also provide protection against physical damage to the covered vehicle. It must state the address and name of the named insured, the coverage afforded by the policy, the amount charged therefor, the period of effectiveness and the limits of liability. It must also contain an agreement or endorsement stating that the insurance offered is in compliance with the coverage provided for bodily injuries, death or property damage.
Duncanville law firms often suggest that clients read the sample motor vehicle policy to understand the terms. One of the most frequent areas of confusion is the definition of "motor vehicle." The phrase is used often in statutes that govern the registration of vehicles and financial responsibility laws.
A few examples of coverage under the motor vehicle policy are commercial auto insurance for vehicles used in connection with business, commercial establishments, occupations, or activities which are carried out for profit auto liability insurance that covers PIP and MP; and underinsured and uninsured motorist coverage (UM/UIM). A majority of states require drivers to have this kind of insurance.
Permitted Use
It is essential to know what insurance coverage is available in the event that someone other than the named insured or a family member is driving your car and causes an accident. This is referred to as permissive use. The specific terms of your insurance policy may vary, but a majority of major automobile insurers provide this kind of coverage.
However, it is crucial to remember that the person driving your vehicle must have your permission to be held responsible for any damage. motor vehicle accident lawyer lincoln can be either implied or explicit, and does not usually require writing.
In determining if there is implied consent, courts will consider the relationship between the parties, their previous conduct and use of the vehicle, as well as the circumstances surrounding a specific driving incident. A court will also look at whether any restrictions were made regarding the permissive usage and whether even minor deviations from the duration, location or limitations of an initial permission would violate of these limitations.
Keep in mind that adding another driver to your insurance could increase your insurance premium higher, since it makes the car more risky to insure. It is important to weigh your options before giving your vehicle over to someone else. Contact Jerry for a no-cost insurance quote and discuss the terms of your policy.